Jetfile consolidates underwriting, accounting, claims, and reporting into one connected workflow. Every submission, endorsement, claim, and settlement remains anchored to the same policy-level record, preserving traceability and confidence from first submission through carrier remittance.
One System. Delegated Authority Under Control
Above-the-fold
Outcomes
End-to-end delegated-authority workflows: underwriting through carrier settlement in one system.
Every policy, transaction, claim, and settlement tied to a single audit-ready record.
Real-time compliance, bordereaux, and performance reporting for carriers, regulators, and internal oversight.
Managing an MGA requires more than tracking policies. It requires controlling underwriting authority, fiduciary responsibility, and carrier obligations - without fragmenting systems or losing audit visibility.
Operational Design:
Built for Delegated Authority
Jetfile is unified by design. Each module operates independently, while all data remains connected, traceable, and governed by shared rules across workflows.
MGAs inherit the same single-record, policy-to-ledger foundation used across wholesale operations, extended to support delegated underwriting authority, carrier settlement requirements, and regulatory oversight - without introducing parallel systems or manual reconciliation.
Operational control is enforced through configurable authority thresholds, carrier-specific logic, and program-level workflows, ensuring consistency across underwriting, accounting, and claims.
Key Operational Capabilities
Configurable underwriting workflows with authority-level triggers and carrier-specific defaults.
No-code configuration to adjust rules, approvals, and workflows without developer dependency.
Cross-department visibility across underwriting, accounting, claims, and reporting.
Real-time dashboards displaying production, trust balances, settlements, and performance by program or carrier.
Built-in audit traceability across all delegated-authority processes.
API-ready architecture supporting direct data exchange with carriers and partners.
Core Modules
Jetfile structures MGA operations across the full policy lifecycle
within a unified insurance management system.
Production & Underwriting Management
From Submission to Policy Without Re-Keying
Manages the full MGA lifecycle under delegated authority - submissions, quoting, binding, endorsements,
renewals, and mid-term adjustments - within one connected workflow.
Configurable underwriting rules and referral thresholds aligned to carrier authority.
Integrated rating and document generation for quotes, binders, and policies.
Automated policy continuity linking endorsements and renewals back to the originating record.
Carrier-formatted bordereaux outputs aligned to settlement schedules and reporting requirements.
In-system document management with version control and audit history.
Automated suspenses and task tracking enforcing program-level SLAs.
Financials & Fiduciary Controls
Every Transaction Flows to the Ledger
Purpose-built to support MGA fiduciary obligations, trust accounting, and carrier settlement accuracy.
Receivables, payables, commissions, and settlements post automatically to the General Ledger.
Multi-bank trust and operating accounts with automated reconciliation.
Surplus lines tax, state fees, and affidavit tracking embedded in financial workflows.
Period locks and audit controls enforcing carrier and regulatory reporting standards.
Claims Recording & Handling
Centralized Loss Oversight Under Authority Controls
Supports both claim recording and full handling workflows, governed by carrier-defined authority levels.
Authority-based controls for reserves, payments, and approvals.
Claims data tied directly to policies, programs, and carriers.
Bordereaux-aligned claim reporting supporting carrier and regulatory requirements.
Dashboards visualizing loss frequency, severity, and performance across programs and partners.
Admin
Authority, Compliance, and Workflow Configuration
Centralizes system governance and operational control in one environment.
Authority rules, user roles, and workflow triggers configured directly in the system.
Licensing, appointments, and agreement records maintained for producers and partners.
Custom intake screens and layouts configured through flexible entity design.
Built-In System Enhancers
No Bolt-Ons Required
Intelligent Data Intake
Documents such as ACORDs, quotes, loss runs, and remittance files can be imported and mapped directly into Jetfile, reducing manual entry while preserving data integrity.
Embedded Analytics & Oversight
Operational analytics surface performance trends, outliers, and concentration risks across underwriting and claims activity.
eSignature & Digital Execution
Binders, policies, endorsements, and settlement documents are routed, signed, and tracked digitally—fully auditable within the same record.
Accounting Automation
Disbursements, commissions, settlements, and refunds execute directly from the accounting core with automatic ledger posting.
Risk Data Integration
Property, hazard, and risk data merge directly into submissions and policies to support underwriting decisions.
Tax & Surplus Lines Compliance
Automated workflows support filings, fees, affidavits, and multi-state allocation with validation controls.
Reporting & Bordereaux Intelligence
Dashboards and exports align production, financial, claims, and compliance data to carrier and regulatory
standards.
Document Management & Communication
PDF editing, redaction, versioning, and correspondence tracking remain embedded within the policy record.
Preconfigured Integrations
Jetfile includes preconfigured integrations that operate within the same system, supporting payments, premium finance, carrier connectivity, inspections, and regulatory services without disrupting workflow continuity. Data remains connected across the policy lifecycle, preserving visibility, reporting alignment, and operational consistency.
Payments and premium finance
Rating and carrier connectivity
Inspections and risk data
Compliance and regulatory services
Strategic Alignment
MGAs operate at the intersection of carriers, agents, and regulators—balancing underwriting authority, fiduciary responsibility, and distribution oversight. Jetfile replaces fragmented systems with one configurable platform that enforces compliance, preserves authority boundaries, and maintains audit clarity while allowing MGAs to scale programs confidently.
Delegated authority management across carriers and programs.
Automated carrier settlement and bordereaux generation.
Full audit trace from retail receipt to carrier payment.
Operational analytics supporting underwriting and portfolio oversight.
Trusted by MGAs, program administrators, and hybrid wholesale/MGA operations across the U.S. and internationally.
